- The exam is 100 questions in 2 hours, administered by PSI as Series 22-03, and costs $75.
- Insurance Regulation is worth 35% of the exam - more than the next three domains combined.
- You need 20 hours of prelicensing education: 8 general hours plus 12 line-specific hours.
- Your prelicensing certificate is valid one year; exam results and resident fingerprints are valid 180 days.
Quick Facts Snapshot
If you only have five minutes before you walk into the testing center, this is the section to read. The Wisconsin Accident & Health Insurance Producer Exam is overseen by the Wisconsin Office of the Commissioner of Insurance and delivered through PSI under the exam code Series 22-03. Everything below comes straight from the official exam parameters - no filler, no guesswork.
| Item | Detail |
|---|---|
| Regulator | Wisconsin Office of the Commissioner of Insurance |
| Testing Vendor | PSI (Series 22-03) |
| Exam Fee | $75 |
| Question Count | 100 questions |
| Time Limit | 2 hours |
| Prelicensing Hours | 20 hours total (8 general + 12 line-specific) |
| Prelicensing Certificate Validity | 1 year, must be presented at exam |
| Results/Fingerprint Validity | 180 days |
| Content Outline Date | July 15, 2022 (Series 22-03) |
For a deeper breakdown of every one of these numbers, including how the $75 fee fits into your total cost of licensure, see the WI A&H Certification Cost 2026: Complete Pricing Breakdown. If you want the full eligibility picture before you register, read WI A&H Requirements 2026: Eligibility, Prerequisites & How to Qualify first.
Domain-by-Domain Cheat Sheet
The Series 22-03 outline is built from ten domains, and they are not weighted evenly. Insurance Regulation alone accounts for more than a third of your score. Use the table below as your master reference, then dig deeper into any domain using the WI A&H Exam Domains 2026: Complete Guide to All 10 Content Areas.
| Domain | Weight |
|---|---|
| 1. Insurance Regulation | 35% |
| 2. General Insurance | 10% |
| 3. Accident and Health Insurance Basics | 8% |
| 4. Disability Income and Related Insurance | 8% |
| 5. Medical Plans | 8% |
| 6. Group Accident and Health Insurance | 8% |
| 7. Dental Insurance | 4% |
| 8. Medicare | 8% |
| 9. Long-Term Care Insurance | 8% |
| 10. Federal Tax Considerations for Accident and Health Insurance | 3% |
Domain 1: Insurance Regulation (35%)
This is the domain that decides whether you pass. Because it's worth more than three times most of the other domains individually, every study session should circle back to it.
- Producer licensing rules specific to Wisconsin
- Unfair trade practices and claims settlement standards
- Policy provisions mandated by state law
- Producer duties, penalties, and disciplinary actions
Domains 3-9: The Product Knowledge Cluster
Accident and Health Basics, Disability Income, Medical Plans, Group Accident and Health, Dental, Medicare, and Long-Term Care each sit at 8% (except Dental at 4%). Individually small, but together they make up nearly half the exam.
- Know the defining features that separate individual vs. group coverage
- Understand Medicare's structure well enough to answer scenario questions, not just definitions
- Long-Term Care questions often test eligibility triggers and benefit periods
Key Takeaway
Spend roughly one-third of your total study time on Insurance Regulation alone - its 35% weight makes it the single highest-leverage domain on the exam.
Registration & Exam-Day Mechanics
The Wisconsin A&H exam is delivered by PSI under the Series 22-03 program. You'll pay a $75 fee to sit for the exam, and you'll have 100 questions to answer within a 2-hour window - that works out to a little over a minute per question on average, so pacing matters as much as content knowledge.
Two windows determine how quickly you need to act after finishing your prelicensing hours:
- One-year window: Your approved prelicensing certificate stays valid for one year, and you must present it at the testing center.
- 180-day window: Once you sit for the exam, your results and resident fingerprints remain valid for 180 days for licensing purposes.
Missing either deadline typically means repeating steps you've already paid for and completed, so build your calendar around them rather than around an arbitrary "someday" test date. For a detailed walkthrough of scheduling windows and deadlines, see WI A&H Exam Dates 2026: Testing Windows, Deadlines & Scheduling.
Prelicensing Education Rules
Before you can even register for the Series 22-03 exam as a resident applicant, Wisconsin requires 20 hours of approved prelicensing education. That's not a single generic course - it's split into two required pieces:
- 8 hours covering insurance principles, general Wisconsin law, and ethics
- 12 hours specific to the accident and health line
The completion certificate from this coursework must be presented at the exam site, and it expires one year after issuance. If your certificate lapses before you sit for the exam, you'll need to complete the hours again - so don't let months of momentum go to waste. The full eligibility checklist, including who qualifies as a resident applicant, is covered in WI A&H Requirements 2026: Eligibility, Prerequisites & How to Qualify.
Key Takeaway
Schedule your exam date before your 20-hour prelicensing certificate reaches the one-year mark - plan backward from that expiration, not forward from your course completion date.
High-Yield Topics to Lock In
Because Insurance Regulation carries 35% of the exam weight, and the remaining eight content domains each carry single-digit percentages, your prioritization strategy should look different from a typical licensing exam. Here's how to allocate mental energy across the outline:
Tier 1 - Master Completely
Insurance Regulation (35%) and General Insurance (10%) together make up nearly half the exam. Treat every rule, definition, and procedural requirement in these two domains as non-negotiable knowledge.
Tier 2 - Know Cold, Case-by-Case
Accident and Health Basics, Disability Income, Medical Plans, Group Accident and Health, Medicare, and Long-Term Care Insurance are each worth 8%. Since these tend to show up as short scenarios, practice applying definitions rather than just memorizing them.
Tier 3 - Review, Don't Obsess
Dental Insurance (4%) and Federal Tax Considerations for Accident and Health Insurance (3%) are the smallest domains. A solid pass through the outline is enough - don't let these eat time better spent on Insurance Regulation.
Want a domain-by-domain study breakdown with example question angles for each of the ten areas? That's exactly what the WI A&H Exam Domains 2026: Complete Guide to All 10 Content Areas covers in full.
Final-Week Review Plan
With a fixed 100-question, 2-hour format, your last week before the exam should reinforce weight-based priorities rather than introduce new material. A simple structure:
Insurance Regulation Deep Review
- Re-read every rule tied to producer licensing and unfair trade practices
- Drill practice questions focused solely on this domain since it's 35% of your score
Product Domain Sweep
- Cycle through Accident and Health Basics, Disability Income, Medical Plans, Group A&H, Medicare, and Long-Term Care
- Focus on distinguishing features between similar products
Smaller Domains + Full Timed Practice
- Finish with Dental Insurance and Federal Tax Considerations
- Run a full 100-question, 2-hour timed practice session
Light Review Only
- Skim weak spots identified in practice sessions
- Confirm your prelicensing certificate and ID are ready for exam day
For a more comprehensive week-by-week study methodology built specifically around these ten domains, check out the WI A&H Study Guide 2026: How to Pass on Your First Attempt. And if you want to gauge how much practice testing you actually need, try a full-length simulation on the practice test platform before finalizing your review schedule.
Common Mix-Ups to Avoid
A few recurring sources of confusion tend to trip up candidates preparing for the Wisconsin A&H exam:
- Confusing the certificate validity windows. The prelicensing certificate lasts one year; exam results and fingerprints last 180 days. These are two different clocks - track them separately.
- Underestimating the smaller domains collectively. Individually, Dental (4%) and Federal Tax Considerations (3%) look minor, but skipping them entirely still costs points that add up.
- Treating all "8%" domains as interchangeable. Accident and Health Basics, Disability Income, Medical Plans, Group Accident and Health, Medicare, and Long-Term Care Insurance each carry 8%, but their content is distinct - don't let similar percentages create false confidence.
- Studying an outdated outline. The current linked Series 22-03 content outline is dated July 15, 2022. Always verify you're working from the version currently referenced by PSI and the Office of the Commissioner of Insurance.
If you're still weighing whether the licensing path is worth the time and cost investment, Is the WI A&H Certification Worth It? Complete ROI Analysis 2026 walks through that decision in more depth, and WI A&H Salary Guide 2026: Complete Earnings Analysis covers what licensed producers can expect to pursue afterward. For a broader look at how difficult the exam feels in practice, see How Hard Is the WI A&H Exam? Complete Difficulty Guide 2026.
FAQ
The exam contains 100 questions with a 2-hour time limit, administered by PSI under the Series 22-03 program.
The exam fee is $75. This covers the Series 22-03 exam itself; prelicensing coursework is a separate cost.
Resident applicants generally need 20 hours total: 8 hours of insurance principles, general Wisconsin law, and ethics, plus 12 hours specific to the accident and health line. Your certificate is valid for one year and must be presented at the exam.
Insurance Regulation, which makes up 35% of the exam - more than three times the weight of most other domains individually.
Exam results and resident fingerprints are valid for 180 days following your test date.